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How to retire with health insurance if you're too young for Medicare

Finding low-cost, high-quality healthcare coverage in early retirement can be a challenge.

If you're waiting for Medicare to kick in at 65, usually the most cost-effective option for health insurance - if available to you - is joining a working spouse's employer-sponsored plan

Otherwise you may consider continuing coverage through a former employer under COBRA; browsing coverage options and potential subsidies through the Affordable Care Act marketplace; researchin