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Thank you for visiting this website. All of the services, excluding the cost of insurance, are provided to you at NO COST. 

 

Health Market Genius LLC Health Insurance Company is run by a team of people who contribute in many important ways. All have the passion and belief that getting health insurance should not be as hard as it seems to be in the current environment.

 

When I started the company, the Affordable Care Act had recently kicked in and the entire landscape of health insurance had changed. The growing pains of this new major legislation were having a direct effect on the ability of average people to purchase one of the most important things in their lives: major medical health insurance. The healthcare.gov website had significant problems and the health insurance providers were slow to adapt to the new landscape. As you can imagine, problems were numerous and often unprecedented.  

 

As an insurance agent with 17 years experience representing the largest Blue Cross Blue Shield agency in NC, I became immersed in helping people navigate all the intricacies of the various Obamacare rules. Unfortunately, people often could not keep their pre-ACA insurance plans and in many cases, could not keep their doctors. There was good news also, namely that many people would be able to enjoy a subsidized plan and that pre-existing conditions would no longer prevent some unlucky people from getting a good major medical policy. 

 

It was with the goal of providing experience and expertise to help people deal with all of these complexities that I started Health Market Genius LLC in 2015. We look forward to helping you now and in the future. We promise to stay on the cutting edge of changes in the health insurance industry and to advise you and to provide solutions.  

 

Respectfully, Arthur "Kyle" Romanat (Agent NPN 6545870)

Disclaimer of Warranties and Limited Liability
This web site is provided by the company on an “as is” and “as available” basis. The company makes no representations or warranties of any kind, express or implied, as to the operation of this site or the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk. Any links to other web sites are provided as a courtesy. They are not intended to nor do they constitute an endorsement by the company of the linked materials.to the full extent permissible by applicable law, the company disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. The company does not warrant that this site, its servers, or e-mail sent from the company are free of viruses or other harmful components. The company will not be liable for any damages of any kind arising from the use of this site, including, but not limited to direct, indirect, incidental, punitive, and consequential damages, even if the company is made aware of the possibility of such damages.
Certain state laws do not allow limitations on implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, some or all of the above disclaimers, exclusions, or limitations may not apply to you, and you might have additional rights.

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