top of page

Mental Health and Health Insurance



It is clear that mental health issues have been more prominent in our society over the last couple years. Fortunately, the Marketplace health insurance providers (like Bcbs, Aetna, etc) are offering policies that have increased recognition of these concerns:

The following are typical of what is available from these types of plans:

-All pre-existing conditions are covered

-Subsidies are available that often result in a monthly premium of $0

-Low deductible and low max out of pocket plans are available at very low premiums, for those who qualify

-Copays for mental health visits are often times lower than other specialist doctor type visits

-Telehealth type appointments have become normal, so more doctors participate, and people can access doctors in different parts of the state

-Required medications are typically available in low cost generic form (which are usually very low in cost, even without insurance)


Comments


Disclaimer of Warranties and Limited Liability
This web site is provided by the company on an “as is” and “as available” basis. The company makes no representations or warranties of any kind, express or implied, as to the operation of this site or the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk. Any links to other web sites are provided as a courtesy. They are not intended to nor do they constitute an endorsement by the company of the linked materials.to the full extent permissible by applicable law, the company disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. The company does not warrant that this site, its servers, or e-mail sent from the company are free of viruses or other harmful components. The company will not be liable for any damages of any kind arising from the use of this site, including, but not limited to direct, indirect, incidental, punitive, and consequential damages, even if the company is made aware of the possibility of such damages.
Certain state laws do not allow limitations on implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, some or all of the above disclaimers, exclusions, or limitations may not apply to you, and you might have additional rights.

bottom of page